PM Vishwakarma Yojana: ₹15,000 Toolkit, ₹500/Day Training and Loans at 5% for Artisans
पीएम विश्वकर्मा योजना · Updated · 5 min read · By the NeedUp team
Carpenters, tailors, barbers, masons, blacksmiths and 18 trades get skill training with a ₹500/day stipend, a ₹15,000 toolkit incentive and collateral-free loans up to ₹3 lakh at 5% under PM Vishwakarma. Eligibility and registration.
| Trades | 18 traditional trades — carpenter, tailor, barber, goldsmith, blacksmith, cobbler, mason, potter, washerman and more |
|---|---|
| Training | 5–7 days basic (then advanced) with a ₹500/day stipend |
| Toolkit | ₹15,000 e-voucher after basic training |
| Loan | Collateral-free: ₹1 lakh first tranche, ₹2 lakh second — at 5% interest |
| Who | Artisan aged 18+, working in the trade, family not in government service; one member per family |
| Official site | PM Vishwakarma portal |
What the scheme bundles
PM Vishwakarma supports traditional artisans and craftspeople end-to-end: recognition (PM Vishwakarma certificate and ID card), skill training with a ₹500 per day stipend, a ₹15,000 toolkit e-voucher after the basic training, collateral-free enterprise loans — ₹1 lakh (repayable in 18 months) and then ₹2 lakh (30 months) — at a concessional 5% interest, plus incentives for digital transactions and marketing support.
Eligibility
- Working in one of the 18 listed family-based trades, self-employed (not under government/formal employment)
- Age 18 or above on registration date
- Has not taken a PMEGP / PM SVANidhi / Mudra loan in the last 5 years (for the loan component)
- One member per family; government employees and their family members are excluded
How to register
- Registration happens through CSCs on pmvishwakarma.gov.in — biometric Aadhaar verification is required, so it cannot be finished purely from home.
- Needed: Aadhaar, mobile number, bank account, ration card (family verification).
- After registration comes three-step verification (gram panchayat/ULB → district → screening committee), then the training call letter.
- A NeedUp operator can prepare your application, book the CSC step and track verification.
पीएम विश्वकर्मा योजना — हिंदी में सारांश
पीएम विश्वकर्मा योजना में 18 पारंपरिक कामगारों (बढ़ई, दर्जी, नाई, लोहार, सुनार, मोची, राजमिस्त्री आदि) को ट्रेनिंग के साथ ₹500 प्रतिदिन भत्ता, ₹15,000 का टूलकिट वाउचर और 5% ब्याज पर ₹3 लाख तक का बिना गारंटी लोन मिलता है। पंजीकरण CSC से आधार बायोमेट्रिक से होता है।
Frequently asked questions
Which trades are covered under PM Vishwakarma?
18 trades: carpenter, boat maker, armourer, blacksmith, hammer/tool maker, locksmith, goldsmith, potter, sculptor/stone breaker, cobbler, mason, basket/mat/broom maker, doll & toy maker, barber, garland maker, washerman, tailor and fishing-net maker.
Is the ₹15,000 toolkit cash?
It is an e-voucher redeemable for tools of your trade after completing basic training — not a cash transfer.
What is the interest rate on the Vishwakarma loan?
5% for the beneficiary; the government subvents the rest. ₹1 lakh in the first tranche and ₹2 lakh in the second, both collateral-free.
Want this done for you?
A verified NeedUp operator can check your eligibility, fix blocked records and file the application — you just share documents in chat.
Related service guides
Disclaimer: NeedUp is a private assistance platform and is not affiliated with any government department. Scheme rules, amounts and dates change — always confirm on the official portal linked above before acting. Information last verified on 17 September 2026.