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Ayushman Bharat Card (PMJAY) — Fee, Documents, Time & How to Apply Online

आयुष्मान भारत कार्ड · Last updated · Verified by NeedUp operators

The Ayushman Bharat PM-JAY card gives eligible families cashless hospital treatment worth up to ₹5 lakh per family per year at empanelled public and private hospitals. Eligibility is based on the SECC list, ration-card categories and, since 2024, all citizens aged 70+ regardless of income. On NeedUp the operator first checks your eligibility on beneficiary.nha.gov.in using your Aadhaar or ration card, then completes Aadhaar e-KYC (OTP or face authentication) and downloads the card. There is no fee at any stage and the card is usually generated instantly after e-KYC approval.

Government fee
Free
Processing time
Instant
Official portal
PM-JAY Beneficiary Portal (NHA)
Where it happens
Fully online; also at Ayushman Mitra desks in empanelled hospitals and CSCs.
Apply for Ayushman Bharat Card (PMJAY) Ask a question first

Who needs a ayushman bharat card (pmjay)?

Families listed in SECC 2011 deprivation categories, holders of eligible ration cards (varies by state), all citizens aged 70 and above, and beneficiaries of state health schemes merged with PM-JAY.

Which documents are required for ayushman bharat card (pmjay)?

  • Aadhaar card of each family member to be added
  • Ration card or family ID (for eligibility lookup)
  • Aadhaar-linked mobile number (OTP) — or face authentication via the app

How much does ayushman bharat card (pmjay) cost?

Free

No government fee for eligibility check, card generation or treatment.

NeedUp adds a small service charge for operator assistance; it is shown before you pay, and you pay only through the app.

How long does ayushman bharat card (pmjay) take?

Instant

Card is downloadable as soon as e-KYC is approved (usually minutes; some states verify within 24 hours).

How to apply for ayushman bharat card (pmjay) online with NeedUp

  1. 1Start an "Ayushman Bharat Card" request on NeedUp.
  2. 2Share Aadhaar and ration-card details; the operator checks eligibility.
  3. 3Complete Aadhaar OTP or face e-KYC for each eligible family member.
  4. 4The operator downloads the approved card PDF and sends it in chat.
  5. 5Show the card (or Aadhaar) at any empanelled hospital for cashless treatment.

आयुष्मान भारत कार्ड — हिंदी में जानकारी

आयुष्मान भारत PM-JAY कार्ड पात्र परिवारों को सूचीबद्ध अस्पतालों में ₹5 लाख प्रति परिवार प्रति वर्ष तक कैशलेस इलाज देता है। पात्रता SECC सूची, राशन कार्ड श्रेणी और 70+ आयु (सभी नागरिक) पर आधारित है। ऑपरेटर पहले beneficiary.nha.gov.in पर पात्रता जाँचते हैं, फिर आधार e-KYC कर कार्ड डाउनलोड करते हैं। कोई शुल्क नहीं; कार्ड तुरंत बनता है।

Frequently asked questions about ayushman bharat card (pmjay)

How do I check Ayushman Bharat eligibility?

On beneficiary.nha.gov.in, search by Aadhaar, ration card, family ID or mobile number. The operator does this for you in a minute.

Is the Ayushman card free?

Yes. Nobody should pay for the eligibility check, card or treatment at an empanelled hospital.

Are senior citizens eligible for Ayushman Bharat?

Yes — since October 2024 every citizen aged 70 or above is eligible for a separate ₹5 lakh cover under Ayushman Vay Vandana, regardless of income.

What does the ₹5 lakh cover include?

Hospitalisation, surgery, ICU, diagnostics, medicines during admission, and up to 3 days pre- and 15 days post-hospitalisation care across 1,900+ procedures.

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